If you are applying for a pay monthly credit catalogue, you will usually need to pass a credit check in to qualify for finance – but what if you have a bad credit history or no credit rating?

 


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Credit account

Applying for a credit account in order to spread the cost of your shopping will require your application to pass a credit check and also an affordability check to see if you qualify. Different retailers call their finance packages different name. Credit accounts are often referred to as ‘spread the cost accounts’ and ‘personal accounts’.

Easiest one to get

There are dozens of catalogue companies out there, so which one is the easiest to get? There is no easy answer as each catalogue retailer will have their own criteria to determine whether you are their ideal customer. If you have a bad credit history, you may be rejected for finance by one catalogue and approved by another.

Guaranteed acceptance

There are no bad credit catalogues which can offer guaranteed acceptance. People with very bad credit history tend to have fewer credit options and a popular search among those with poor credit is to look for guaranteed approval finance, which doesn’t exist in the home shopping catalogue industry.

No credit checks

Similar to guaranteed acceptance catalogues, no credit check catalogues do no really exist. When providing finance or credit, retailers will require applicants to pass a credit check in order to be accepted for finance. Be wary if a company is offering a shopping catalogue with no credit checks.

Buy now pay later

A number of catalogues allow you to defer repayments for a period of time. This can range from 3 to 12 months until you have to start repaying for your shoping. Not all credit catalogues off Buy Now Pay Later (BNPL) however, and the ones that do, tend to be harder to be accepted for if you have bad credit history.


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La Redoute

It was in 1922, in France, that La Redoute mail order first appeared. Its founder, Charles Pollet also owned wool mills, and some of the first products sold used wool from his other business. La Redoute suffered, like many other businesses, during the Second World War, but flourished in the years afterwards. However, by 1962, the catalogue contained over 40,000 items. In 1994 the brand was acquired by Pinault-Printemps S.A, and in 1999 the Redoute group was re-branded as Redcats, and then as the Redcats group in 2006. The La Redoute brand has only been operational in the UK since the mid 1990s.

The Internet is now a very important channel for La Redoute, as well as for many other catalogue retailers. However, the brand is still founded on the well established seasonal catalogues for Spring/Summer and Autumn/Winter, each of which is timed to present all the latest fashions for the forthcoming season.

La Redoute by La Redoute:

“Over 80% of our styles are exclusively created in-house. That’s why La Redoute appeals so much to those who like to dress with la différence. We take key trends from the catwalks and interpret them into real style for real people.

You’ll find everything from gorgeous ranges by celebrated international designers to great value wardrobe essentials. And you can dress your family and home with our stunning styles too. Mums will love our adorable babywear and childrenswear, and fashion-conscious teens will find plenty of must-haves by cool labels like Tipster, Activewear and La Redoute Création. Our smart and casual menswear gets the French style treatment, too, and why not refresh every room in your home in the relaxed style of the continent.

As France’s No 1 Fashion Collection, everything you see will have that touch of chic French style about it. And a couple of clicks is all it takes to find what you’re looking for!”

Product range:

La Redoute is renowned for women’s fashion, but does also offer menswear and childrenswear as well as furniture, textiles and health and beauty products.

Also Watch Out For:

There are regular sales of items from the Womens, Mens, Childrens and Homeware sections.

Additional Customer Service Information:

Postage and packing is £3.99 per order, and items are sold on the basis of a 14 day home approval period. Returns for most items are free within this home approval period.

Positives

Unique Collection, beautiful women clothing

Negatives

none yet

What We Thought

Having seen the their latest catalogue, I can say WOW, very nice collection indeed.

 

Daxon

Daxon has been serving customers for over sixty years, having been founded back in 1947. The company began life in France as Movitex, manufacturing underwear with triboelectric properties, primarily for the elderly. The first steps into mail order were taken in 1951, using the Thermovitex brand.

The first Daxon catalogue was distributed in 1974, but the brand did not appear in these shores until 1997. The brand is one of many that is owned and operated by the Redcats group. By 2001 goods were sold online for the first time using the Daxon brand.

Today, the brand still targets the 50+ age group, but is able to offer a much wider variety of products than in the earlier years of development for the company.

Daxon by Daxon:

“At Daxon, we believe that you deserve to look and feel your best every minute of every day. That’s why our elegant collection brings you the wildest choice of ladies fashions in sizes 10-36. With over 60 years’ experience, flattering styles are designed for all occasions from lazy weekends and relaxing holidays to fancy weddings. You’ll enjoy a choice of lengths, colours and fit, all wrapped up in our wonderful in-house designs and a host of popular brands.

So why not browse our ladieswear today and discover our menswear and homeware collections too? Then when you’ve made your selections, simply click to check availability then click to order. It’s that easy.”

Product range:

Daxon specialise in women’s fashions for the 50+ age group, but also sell menswear as well as a variety of items for the home and garden. A range of wellbeing items, again aimed at the seniors market, is also available to help make life easier.

Also Watch Out For:

Daxon has a Sale section, which as well as containing the latest offers and items with reduced prices, also has a regular bargain basement section, containing limited stocks of products with further reductions.

Positives

Wide range of brands, established online business, good after sales team.

Negatives

Mainly caters for women clothing, pricy comparing to other catalogues. Rejected for a buy now pay later account because of my poor credit rating.

What We Thought

Today, the brand still targets the 50+ age group, but is able to offer a much wider variety of products than in the earlier years of development for the company.

 

Choice

The Choice Mail Order catalogue was originally operated by a company named Henry Wigfall & Son Ltd., but the brand was acquired by Great Universal Stores in 1977.

Choice is now part of the Shop Direct group, as the GUS catalogue portfolio was bought out by the Barclay brothers in 2004, and merged into the Shop Direct, along with its Littlewoods brands.

Choice by Choice:

“The book of choice for the modern family offering a department store on the doorstep. Shopping from home has never been better with free ordering, free delivery and free returns.

On the user-friendly website http://www.littlewoods.com/ we feature the latest deals and offers with extra ranges from DVD’s to new fashion so you can always stay up-to-date. Tracking your orders and managing your account online is easy too with all your account information only a click away.

Whether you’re revamping your style or upgrading your home, Choice offers the latest range of fashion & footwear and everything for the home from electricals to soft furnishings. There’s something for everyone with clothing sizes from 12-26 in catwalk designs or traditional favourites.”

Product range:

As you would expect, Choice offers all you could possibly need for the home and garden, gifts for all the family, as well as extensive ranges of fashions for men, women and children.

Also Watch Out For:

There is a dedicated offers section on the website, which brings together all items that have been reduced in price.

Additional Customer Service Information:

Orders from Choice are entitled to free standard delivery, which takes up to 48 hours, and returns are also free. Customers can also apply to operate a credit account, which enables the cost of purchases to be spread over time. Customers with credit accounts can also benefit, from time to time, from ‘buy now pay later’ offers.

“I use Choice mainly for clothing, shoes and some small household items. They also sell a wide range of clothing, toys and gifts and everything for your home. They sometimes have interest free promotions, for three or six months, as well as regular buy now pay later offers.”

Positives

Friendly website, very easy to use. Choice of hundreds of products to chose from. Got accepted for a credit account even with my credit rating which is below average.

Negatives

The URL now redirects to the littlewoods site, so we assume that they either merged or littlewoods has bought the company.

What We Thought

It is a shame to see the choice brand disappearing…. Having said that this should give consumers better consumer services and cheaper prices….

 

John Lewis

In 1864, John Lewis opened a small drapers shop in London’s Oxford Street. In 1905, Lewis had also bought the Peter Jones store in Sloane Square. By 1920, his son, John Spedan Lewis, had the idea of founding a partnership with the intention of sharing profits from the business between its employees, known as partners, and also bequeathed the business to them. All partners receive an annual bonus each year, dependant upon the performance of the company. The retail business flourished during the 20th century, due in no small part to the unique way in which the business was run, and rewarded its employees.

The catalogue and online arm of the business is a relatively recent phenomenon. A carefully selected range of products from the stores are made available in the various John Lewis catalogues and also on the website.

John Lewis by John Lewis:

“We’ve selected the best from our shops to create a great range of products which you can access 24 hours a day, 7 days a week. We hope that you’ll find using our website quick and convenient. And you can trust John Lewis to guide you safely through the online shopping experience, because your privacy and security is extremely important to us.”

Product range:

John Lewis offers an extensive product range via their website, including home & garden, electricals, technology, leisure, gifts and toys as well as fashion for all the family.

Also Watch Out For:

As well has having sales from time to time, John Lewis also have a dedicated Special Offers section containing all current deals and price reductions.

Additional Customer Service Information:

Standard delivery from John Lewis is free on all orders, although there is an option to pay extra and upgrade to next day delivery for selected items. John Lewis also allows returns within a reasonable period of time (up to 28 days), provided goods are in a resaleable condition.

“As well as being competitive on price for larger electrical items, John Lewis will often include an extended warranty without additional cost, when other companies want to charge £100+ for the same peace of mind.”

Positives

One of the best online and off-line, wide range of products

Negatives

A bit pricy. Difficult to get approved if your credit rating is poor.

What We Thought

One of the best UK retailers, John Lewis has it all

 

Additions Direct

Additions Direct began life in 1999 as Argos Additions, which was an off-shoot from the main Argos catalogue brand. Argos Additions was initially trialled in August, in 27 Argos stores, instead of interiors and sports direct specialogues. The original emphasis of the product offer was on clothing, in particular branded sports clothing from the likes of Nike and Adidas.

Argos continued to develop and promote the ‘Additions’ brand, but restructuring in 2004 resulted in the brand being sold off to the Shop Direct Group, which has since renamed it as Additions Direct. These days, as well as clothing, Additions Direct offers a wide variety of products for the home.

Additions Direct by Additions Direct:

“Additions Direct offers 24-hour retail therapy with the latest high fashion, home furnishings and top brand electrical products.

The Additions Direct Plus Account allows account holders to try before they buy. For Additions Direct top shoppers we offer a VIP club, which provides a dedicated order / enquiry line, exclusive online previews, offer rewind facilities and an exclusive VIP area on the website.”

Product range:

Additions Direct now offers all you need for your home, as well as wide variety of fashions for all the family. The product offer has come a long way since the brand launched as Argos Additions, and now has ranges to compete with all the major online and offline home shopping catalogue brands.

Positives

Established, easy to use, good customer services.

Negatives

Hard to get approved for a credit account if you have bad credit history.

 

Argos

Argos Catalogue is one of the best catalogue and retail companies in the UK. Powered by their buying influence as well as their well trained staff to deal with most after sales query. Argos is my preferred choice when shopping online.

A brief history:

Argos was founded in July 1973, as a rebrand of the Green Shield Stamps catalogue shops. The first store opened in Canterbury in late 1973. Argos was later purchased by BAT Industries in 1979, but was then demerged in 1990, before being acquired by GUS plc in 1998. It is currently part of Home Retail Group, after being demerged from parent company GUS plc.

Two main catalogues are published each year (a Spring/Summer catalogue in January and an Autumn/Winter catalogue in July), as well as a smaller Christmas catalogue that is published in October. Although, historically, the catalogue has been the primary method to attract customers to stores to purchase, this has changed over recent years with the growth in Internet sales, which now account for over a quarter of all turnover.

Argos – by Argos:

“Argos is a unique retailer recognised for choice, value and convenience. It sells general merchandise and products for the home from over 700 stores throughout the UK and Republic of Ireland, online and over the telephone. In the last financial year, Argos sales grew 8% to £4.2 billion and it employed some 34,000 people across the business.

Argos serves over 130 million customers a year through its stores and takes four million customer orders either online or over the phone. On average, 17 million UK households, or around two thirds of the population, have an Argos catalogue at home at any time. Argos expects to add around 30 stores per annum with the chain expected to exceed 800 over time. Its internet site is the second most visited internet retail site in the UK.

Argos is part of Home Retail Group, the UK’s leading home and general merchandise retailer.”

Argos Product range:

Almost 19,000 items, including everything for the home and garden, including household appliances, furniture, electronics, as well as a wide range of gifts and jewellery.

Also Watch Out For:

Frequent sales, as well as a regular catalogue clearance selection and thousands of other lines with price cuts.

Positives

Easy to use, wide selections to select from, stores across the UK, fantastic online store. Money back guarantee

Negatives

Although stores across the UK, most Extra Stores are located retail parks which can be awkward for someone with no car. Applying for an Argos card with bad credit history can be hit or miss, but better than some other retailers.

 

Betterware

Betterware is a catalogue that deals with home items. It places an emphasis on kitchen, bathroom and laundry products. You do not need to look elsewhere if you are trying to find home items or clothing products. The product range in the catalogue is extensive, and the prices are extremely affordable. Consumers will be happy to see stock of some items that tend to be ignored by other big box retailers. For customers that are looking to make an extra income on the side, Betterware offers opportunities for home based business. Shopping via the online catalogue is very easy because everything is neatly presented in categories.

About Betterware:

Betterware began in 1920 in East London as a company that dealt with home cleaning products and kitchenware. The business expanded gradually and began to include other household items and appliances. Throughout the years, Betterware has grown to serve over 5 million customers per year. The business serves the United Kingdom, Ireland, Gibraltar, Central America, Cyprus and Poland. Deliveries are also made within Eastern Europe. The business currently operates in a warehousing complex that is located in Midlands. The company has over five thousand distributors and is continuing to recruit more. The company is an official member of the Direct Selling Association.

Product ranges:

Betterware has an extensive collection of household products, tools, and appliances. The catalogue categorizes its products into the following:

Kitchen – This category includes; cooking, baking, tools, utensils, food storage, kitchen storage, tableware. Bathroom – Bathroom storage and accessories

Cleaning – Cleaning products and tools

Laundry – Clothing products, washing, drying and ironing products Independent Living – Mobility aids

Health and Beauty – Hair care, Body care, Skin care products Home and Garden – Electronics, Furniture, Garden Tools, Equipment Clothing – Mens, Womens, Children Clothing

The Betterware catalogue has virtually everything you would need for the home. Consumers surely will not be disappointed with the selection of products. Even rare items that can rarely be found are found at Betterware.

Shopping Experience:

Shopping online at Betterware is very easy. The items are presented in categories by type, which makes finding them very easy. Consumers can also order a printed catalogue and make orders through this method, as well. Customers are also able to create an account for easy checkout and order tracking. Payment methods include; credit card, debit card. Items are delivered for free within the United Kingdom for orders greater than £35. Standard delivery charges will range from £2.49 for the United Kingdom to £14.95 for areas in Eastern Europe. Customers that decide they no longer want an item can return a product within 28 days of purchase and receive a full refund. Items have a 1 year guarantee on them.

Distributorship:

The Betterware catalogue tries to involve its customers in its business side, as well. Those who are willing to join the team are offered the ability to become distributors with the company. They can also become; territorial sales agents and/or coordinators. For those interested in Online Marketing, the business also has an affiliate program that gives affiliates 7 percent commission for every single sale through the site.

The Betterware catalogue is a perfect opportunity for those looking for consumable products for the kitchen, bathrooms, and laundry rooms. The price is incredibly fair, and ordering is extremely convenient.

 

Boots

The origin of Boots goes back to middle of the 19th Century, when John Boot opened a herbalist shop in Nottingham in 1849. The venture moved to a more formal footing in 1871, when John Boot’s widow, Mary, and his son, Jesse, established M&J Boot, Herbalists, and in 1883 Boot & Company Ltd was formed. Between 1890 and the onset of World War I, the business grew rapidly, from just 10 stores to over 550 by 1914. The company was sold to the American United Drug Company in 1920, but in 1933 was sold back to a British consortium led by John Boot’s grandson.

Boots has been a well established name in the British retail landscape ever since, and as well as having an extensive store network in the UK, also operates a successful website and produces mail order catalogues. In more recent times, the group was de-listed from the stock exchange in 2007 after it was sold to AB Acquisitions Limited.

Boots by Boots:

“Boots is a member of Alliance Boots, an international pharmacy-led health and beauty group. Our purpose is to help our customers look and feel better than they ever thought possible.

Our customers are at the heart of our business. We’re committed to providing exceptional customer and patient care, be the first choice for pharmacy and healthcare, offer innovative products ‘only at Boots’, with great value our customers love.”

Product range:

As well as medicines, healthcare and beauty products, for which it is probably best known, Boots also offers a wide range of other products, including nursery goods, toys, electrical items and fragrances, as well as opticians and photo services.

Also Watch Out For:

As well as an Offers section on their website, Boots regularly have promotions, including ’3 for 2′ offers, as well as running its own loyalty programme, Advantage.

Additional Customer Service Information:

Orders can be collected from a store without incurring delivery charges. Standard home delivery only costs £2.90, but orders over £45 are also delivered free. There are also further options for named day / next day / Saturday deliveries. Unwanted items can be returned free of charge within 28 days, provided they are unused and in their original condition.

What We Thought

Having shopped with Boots for the last few year, I can justify given the company a near five star rating. Highly recommended companay

Positives

Very well established UK retailer, price wise, good customer services

Negatives

Difficult to get a store card if you have bad credit rating.

 

Ambrose Wilson

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Every week, the website features special deals for designer products. Shoppers can check back every week, to find the clothes they have always wanted, but never expected to get. With such a complete offering of products shoppers can make Ambrose Wilson their one-stop shop for their most basic home and clothing needs.

Ambrose Wilson strives to offer a wide variety of brand-name products at consumer prices. Shoppers will have no time finding the clothes and accessories they need to look hip all year round. Whether you are looking for a particular brand or, style, Ambrose Wilson will have your fix.

Here are some product offerings that Ambrose Wilson specialises in:

Clothing  – Tops, bottoms, trousers, tailor wear, accessories, sport wear and lingerie.

Health and Beauty – The need to pamper and primp oneself is not exclusive to a single gender. The company stocks a complete line of wellness and beauty products for both genders, from make-up to aftershave from the best designer brands.

Footwear – Both men and women can have their own hang-ups and addictions to certain kinds of shoes.

Home & Garden – Shoppers wanting to complete their living space or garden with a particular item can look at the online catalogue. Shoppers can also shop by room, if they are looking for an item to put inside a specific room of the house.

Gadgets & Electrical Items – From home appliances to complete a kitchen, Blu-ray players and high definition televisions to kick back with or the latest smart phones, you will love the selection of gadgets here.

Ambrose is a sister company of J.D. Williams & Company established in 1875.  J.D. Williams & Company is the United Kingdom’s leading direct home shopping company and operates over 20 catalogue shopping brands across the UK. Each and every brand under the J.D. Williams family has it’s own speciality ensuring variety across the market.

Marisota is a catalogue from Candid Collections Limited, a sister company to the J D Williams & Company Limited. Marisota offers an extensive collection of clothing lines as well as other products designed for all body sizes and all ages. The company also specialises in plus size women’s wear to ensure that the requirements of all their clients are met.

 

Marisota

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Bringing you the Latest in Fashion Right to your Doorstep

When you want only the latest in fashion when it comes to women’s wear, Marisota carries everything that you need and delivers it right to your doorstep.
With more and more lines added to bring you only the most fashionable and stylish women’s wear and women’s fashion, you will never have to experience problems when you look in your wardrobe.
Giving you Ways to Improve your Health and Your Home

This direct home shopping company also has a collection of products that you can use to upgrade your home. Whether it is for your bathroom, bedroom, dining room, garden, kitchen, home office, or your living room Marisota carries everything you need to improve your home and living conditions. You can also browse through the company’s Electricals category containing the latest in gadgets and other electrical appliances.
Offering you the Best Products At Great Prices

With more than 1,500 clothing lines to offer, Marisota also makes shopping more affordable for all their customers. This direct home shopping company offers daily and weekly deals on their items to meet the budget of their members while still providing only the highest quality and the most fashionable and stylish products. In fact, as of today, the company is having a  sale of up to 60 % off on their clothing lines as well as on their other products. With all these great deals, discount & voucher codes, sales and promotions you can still get what you want but for a lower price for more savings.
Delivering your Purchases the Fastest Way Possible

While Marisota makes use of a standard delivery process, the company also offers to deliver purchases as soon as the next day. If you place your order online before 5PM, your new clothes, shoes and accessories will be delivered the very next day when you take advantage of the company’s next day delivery method. This is a great option if you do not have time to wait for a few days for your items, or if you just want to get your items the fastest way possible. You can also choose to have your purchases delivered anywhere in the UK.

These are just some of the things that Marisota has to offer. If you want to shop at your convenience and do it right at the comfort of your own home, then you should take a look at the Marisota online catalogue today.

 

K and Co

Created in 2011, K & Co. is both an online and print home shopping catalog company that is a combination of Great Universal, Kays and Empire Stores. Within the catalog, you will find a wide range of inventory including items such as furniture, clothing jewelry, gifts, beauty products, electronics, sporting goods and much more. With K & Co., customers are able to take advantage of either two day delivery or collection service free of charge. If you are looking for other delivery arrangements, you can set it up for a reasonable fee. In addition to these advantages, this company also gives customers the convenience of free returns along with a variety of other unique shopping features.

If you are looking to open a K account, you will have to be sure to turn in a credit application to the finance provider for K & Co, which is Shop Direct Finance Company Limited. Once the credit application is turned in, they will work on verifying your identity and also take a look at your record to see what your credit is like. In addition to that, Shop Direct Finance Company Limited may also want to see what the credit is like for anyone who is linked to you financially. When it comes to credit requirements, you may find that K & Co. are less strict than some of the other home shopping catalog companies. When you want to get a credit account and you may have a history of bad credit, you might find that this is a decent option.

Anyone who is a customer that makes purchases with K & Co. using a K account will have to make minimum monthly payments. You will find that this minimum monthly payment will be calculated after your purchase amount is taken into consideration along with whatever interest free term you agreed to previously. If at any time you should fail to make the required monthly payments, you might find that K & Co. will either turn your account over to a collections company or they will look for CCJ or a legal judgment against you. It goes without saying that this can have a negative impact on your credit.

Buy Now Pay Later Program

When you sign up for a K account, you will also find that K & Co. will allow customers to become involved in promotions known as buy now, pay later. With this option, the customers are allowed to defer their payments on all purchases over a certain dollar amount for anywhere from 10 to 12 months. If at any time you decide that you would like to pay off the balance completely before the end of the time allotted, you are allowed to do so without being charged any interest. However, if you end up carrying a balance after the allotted time, you will have a standard charge of 32.9% APR on your purchases. From there, you might find that the interest will grow from the moment you made the initial purchase, all depending on what the item(s) were. Usually, customers are able to take the remaining balance and spread the cost out over a certain period of time until the actual interest free term has ended.

 

Littlewoods

History of Littlewoods: One of the largest mail-order companies based in UK, Littlewoods has been operating since as early as 1930. In November of 2000, the company established its online footprint with the launch of a new website. Today, we are ranked the largest mail order catalogue services website in the country, recording annual sales in excess of a hundred million pounds. Our range of products contain a number of different items such as toys, beauty products, leisure goods, sports items, cutting edge technology, latest in home trends and furnitures, and big family fashion brands.

Interest Free Credit on Best Buys: With weekly, interest-free payment services, Littlewoods helps customers to spread the cost of all the things that they want. This service is specially designed to give more flexibility to our customers with their budget. We offer upto 20 weeks free of interest on all products while for any item that costs over a hundred pounds, you get an interest-free payment all round the year. There are select products in the category of electricals, furniture, sofas and beds that our customers can buy and on which we will be offering them as many as four years of credit, zero interest, zero deposit. Moreover, our “Buy Now Pay Later” service allows payments for a product to be delayed by as long as a year.

Free Delivery and Easy Returns: Prices of all products listed are inclusive of VAT charges. A 48-hour delivery on most of the items is available free of cost while options for next day and nominated day delivery services are also available. Flexible delivery services are, however, available for an extra charge of five pounds. Collect+ is a unique service where customers to pick up their orders from a local shop of their choice. We also have a free return service subjected to an approval period limited over fourteen days.

A complete department store that is accessible from the comforts of your home. With more than 16,000 product lines to choose from, our business features exclusive collaborations with famous designers such as Nicholas Millington, Amanda Wakeley and Frost French. We are in the process of continuously upgrading and updating products list so as to include all the latest releases in the market into our product listings.

At present, Littlewoods is offering an exclusive collection of products inspired by celebrity fashion trends- Laurence Llewelyn-Bowen, Coleen Rooney and Myleene Klass, to name a few. Shop online for the fastest fashion products at the latest prices to ensure that you always end up with the best products at your disposal.

 

ISME

At isme.com, they are of the belief that style is an ever-changing aspect that needs to keep pace with the changing times. Trends come and go as people get to know about themselves and their fashion choices better before eventually settling on something that suits them best. This has prompted then to focus on creating a new range of products that will clearly define the person you are at present.

Isme was once known as the Marshall Ward Catalogue, a part of the largest home shopping catalogue company in the UK, Littlewoods Shop Direct. Choose from our elegant collection of dresses for women, menswear products, toys and clothes for children, electricals, and home idea solutions products; here at Isme we offer every product that meets every part of your daily lives.

With an extensive collection of fashion products from Isme, you can feel amazing and look great day in and day out. Featuring the biggest brands around the world, classic styles and latest trends, we are the real deal. Also, choose from a wide variety of plus size fashion products because at Isme, we always look to ensure that our customers can look forward to being excited about something.

What are they famous for?

While we have a large number of products to offer from our varied list and range of categories, there is one particular category that best defines us. The fashion range, designed by the experts who have a fairly good knowledge of the style, size and shape demanded by the modern and mature women of society, possess the requisite levels of comfort as well as style.

You are sure to fall in love with the varied range of products and to ensure that you can get just the thing you are looking for, the fashion range is available in a varied size from 6 to 32. We have clothing options for the tall people as well as the petite individuals. Isme also offers customers the unique opportunity of learning more about the fashion experience of one of the greats of the fashion industry, Carol Vorderman.

Delivery and return services

Isme offer standard next day delivery services at the nominal rate of only four pounds. In order to ensure that your ordered goods reach you within twenty four hours, it is advisable that you place your order with us by 9pm while on Sundays, it should be done by 4pm. Flexible delivery service where customers can get to choose the date and time of their delivery is available for an extra charge of five pounds. As an alternate option, you can choose our free next day delivery service by subscribing for the Collect+ option. We will deliver your product to a local store located close to your address (there are four thousand such locations so you are bound to be around one) from where you can collect the same.

If you find your purchase to be unsuitable, Isme will take your purchase back provided you have not used it in any way. We offer a return approval guarantee over a period of 28 days.

 

Jacamo

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In visiting their website, you can browse through the huge collection of different products that they have to offer. These products include:

Menswear: The Jacamo menswear category includes coats, jackets, knitwear, tailoring, trousers, underwear, tops, shorts, nightwear and jeans. You can also find what you need in their occasion category. From casual to outdoors wear they offer the right clothes for any type of occasion.

Accessories: Jacamo can provide you with all your needs for accessories. This category includes bags, briefcases, cuff links, hats, scarves, sunglasses, wallets, watches, ties, socks, jewellery, gloves and belts.

Sports: To stay fit and healthy, Jacamo also has a great collection of sportswear and sports gear that you can choose from. The products listed in their sports category include bikes, sports accessories, sports equipment, swimwear, trainers, tracksuits, sports tops, sports bottoms and gym equipment. Whether you are into football, golf, or rugby.

Footwear: The Footwear category features branded products in all sorts of sizes and designs. You will be able to find the right pair of shoes for any occasion in this collection of footwear that the company has to offer. Browse through their selection of shoes, sandals, trainers, walking, hiking, slippers and boots.

Grooming: To stay groomed and clean, check out Jacamo’s Grooming category. You will find products for men including aftershaves, deodorants, shaving supplies, wash bags, skin care and hair care.

Home: Whatever area of your home it may be, you will find it in the company’s Home category. Check out their huge selection of home furniture, garden supplies, home décor, textiles, homewares, DIY and home solutions.

 

Premier Man

Premier Man is one of the trading styles of the Sander & Kay Limited Company. Sander & Kay Limited is a sister company to the leading direct home shopping company in the UK which is J D Williams & Company Limited.

Aside from operating more than twenty successful brands of catalogue products, J D Williams & Company Limited is also known to specialise in plus size clothing lines both for men and women. This is evident in the products that their clothing line catalogue Premier Man has to offer.

Premier Man Discount Code

Get 20% Off First Orders Of Fashion And Footwear. Use Discount Code WWYL9 

If you are wondering why Premier Man is considered to be one of the best men’s clothing catalogues, then you should learn more about the company itself. Take time to check out the products and the services that this direct home shopping company has to offer. If you are still wondering why you should do all your shopping with them, then here are some of the best and the top reasons why:

2. Women’s Wear Available in Petite to Plus Sizes

As mentioned above, Premier Man is part of the J D Williams & Company Limited which specialises in the area of plus and larger size women’s wear and women’s fashion. This means that if you buy your clothes from this direct home shopping company, you will find what you need even if you have a plus size body figure. The companies women’s wear category offers clothing lines ranging from petite to plus sizes.

Whether you need a new outfit for work, for a night out, for a casual walk or for a more formal dinner party you will find what you need from the company’s extensive collection of women’s wear. If you do not have time to browse through all their women’s wear and women’s fashion products, you can easily check out the subcategories under the Womenswear category. Check out the accessories, coats and jackets, dresses, footwear, knitwear, lingerie, skirts, sportswear, swimwear, tops, trousers and jeans that this home shopping company has to offer.

3. High Quality and Top Grade Electricals and other Products for Home Use Available

Aside from Premier Man offering branded and quality men’s wear, women’s wear and footwear designed to fit all body sizes and shapes, this company also carries high quality and top grade electrical supplies and products for home use. This is yet another reason as to why more and more people now prefer to buy whatever it is they need from this direct home shopping company. From the latest in technology gadgets to home theater setups and from beddings to health and fitness equipment this company offers everything you need when it comes to electricals and home ware supplies.

When you check out the Electricals category on the website of Premier Man, you will be presented with a few other subcategories. Electrical accessories, home appliances, audio and video equipment, e book readers, lighting supplies, personal care equipment, phones, photography, TV and home theater set ups, and video gaming consoles are just some of the products you will find in the Electricals category. The company also offers products for home use including furniture, garden tools, health and mobility equipment, home décor, home solutions, home textiles and homewares.

4. Discounts, Promos, Coupons and Voucher Codes for More Savings

When you do all your shopping with Premier Man, you do not have to spend a lot of money just to get what you want and what you need. With their “Deals of the Week” promotions, you can have your items delivered right to your doorstep for cheaper prices. If you take advantage of these weekly deals, promos, coupons and other voucher codes you will still be able to purchase high quality and top grade products but for a significantly lower price for more savings.

Aside from all of these benefits that you can get when you shop with Premier Man, you can also rely on the efficient courier services as well as the easy returns process with free courier collection that this direct home shopping company enforces.

Simply Yours

Simply Yours is a home shopping brand under JD Williams and Company Limited. Simply Yours is known as a quality lingerie brand for women. The company realises that not all women are slim and slender. In fact, most women in the UK are of the average weight and have voluptuous curves. The company understands that there is a market for full-figure beautiful lingerie in the UK. In addition, more women are gaining their confidence despite the media emphasising that only thin and slim women are sexy and beautiful. Simply Yours understand the desires of women of all sizes.

 

Simply Yours

Discount Codes

Get 10% off and free delivery for new customers by using discount code CQHC5 .

You simply have to type in the code under the Incentives page before you checkout. The discounts will instantly be deducted upon securing your payment transaction.

Simply Yours represents plus size women and empowers them with beautifully made bras and knickers. The designers at Simply Yours know that big bras for full figured women need not be boring. By using luxury cloth and materials, the company is able to build sexy-looking and fully functional bras for full-figured women.

This is also made evident in the knickers collection offered by Simply Yours. When you go to the main website of Simply Yours, you will see that women have a wide variety of selection when it comes to undergarments.

The knickers category is further subdivided into three sections, namely briefs, shorts and thongs. Simply Yours uses the most delicate of fabrics for this undergarment item. You will surely find a style that suits your needs and fashion taste.

Full-figured women are even provided with assistance when it comes to sizing and fitting. Most plus women don’t know what their actual bra sizes are, because they are forced to settle with the biggest bra size when they shop in lingerie shops. With Simply Yours, women are guided accordingly when it comes to bra sizes. The website of Simply Yours is equipped with bra size guides and bra fitting tips. Although you are shopping online, you will still be able to get the correct bra for your body size and shape. There are even bra fitting videos, so you have a visual assistance when you determine your actual bra size.

In addition to getting your correct size of bra, you also have additional learning guides, such as the bra style guide. The bra style guide will show you which fabrics andstyles are appropriate for your figure.

Simply Yours sells a myriad of lingerie brands under their website. These are the most famous lingerie brands that are available in the Simply Yours website:

Curvy Kate

Zoggs

Freya

Gossard

Gok Kwan

Panache

Miss Mandalay

Masquerade

You get remarkable fit and support if you choose any of the aforementioned brands. All these brands have a superb size range, so you don’t have to worry if any of their products will actually fit your plus size figure.

The size ranges from 30 to 50 and the cup size ranges from A to JJ cups! Just make sure to size yourself accurately first before choosing a style and model among these brands, so you end up with a bra that provides you with utmost support and comfort.

Aside from bras, knickers and lingerie, Simply Yours also offers swimwear, nightwear and shapewear collections. They even offer clothing and apparel that are well suited for plus size women.

If you’re tight on budget, you can spread the cost by opening a personal account with Simply Yours. You are given the opportunity to shop all the bras, lingerie or knickers that you want and pay them later.

Simply Be

Simply Be is a subsidiary of J.D. Williams Limited, and is a clothing retailer who specializes in plus-size clothing. J.D. Williams has come to own and operate many other catalogues since their inception in 1875, and provides an unparalleled level of mail-order services across the entire United Kingdom.

With many designers and brands included in the Simply Be catalogue, you are sure to find a style that suits you. Even women who have already established their own unique style may find what they are looking for here and might even be able to find a new style of dressing up.

People who choose to buy from Simply Be can shop by category in order to find what they are looking for. In addition to the catalogue, the fully-featured official web page categorizes all of the clothing styles, designers and brands into a cohesive easy-to-navigate layout for a more streamlined shopping experience.

Some of the featured items in the Simply Be catalogue website includes:

A “New In” feature page, which includes all of the latest and most stylish clothes that the company has to offer.

Top designers and brands, who cater to women both in normal and plus-sizes. “Simply Trends,” a page designed to inspire women into trying different, in-season styles of clothing.

A list of weekly deals on the official web page also offers a chance for bigger savings to fashion-savvy online shoppers.

Many of the products available cater to the stylish plus-size woman. They can also be worn by women of smaller sizes only your creativity will limit you from finding the right style for you and only you. The sheer variety of clothing in the online catalogue will ensure that all women will get a complete wardrobe for the style they want.

Women on the hunt for the basics will find what they are looking for at Simply Be. From coats, jackets, knitwear, jeans, work wear, party wear and everything in between. Accessories are also a speciality of Simply Be, bags, belts, hats and jewellery from the latest designers. Women who also desire watches, fragrances and other embellishments that add to a cohesive outfit will not be disappointed either.

Swimwear and sporty get-ups can also give a woman the athletic edge. With specialised clothing made for rough use, a woman can be stylish as she breaks a sweat. From swimsuits to sweatpants, clothing should not set a woman back from roughing it in the outdoors or at the gym. The Simply Be catalogue stocks a full line of footwear for all women.

 

Kaleidoscope

Kaleidoscope is a company that offers a different approach to fashion and design. They are located in the UK in Sheffield, and you can access them online for all of your shopping desires. Kaleidoscope offers a wide range of products, including clothing for women in fresh, new and unique styles; shoes and boots; bags and accessories; curtains and blinds; bedding and mattresses; gifts; kitchen and tableware and much, much more.

What makes Kaleidoscope fashion stand out above the rest is in the way they use various fabrics and how they design their fabrics, such as adding lace and embroidery, or beads and sequins. These make their clothing unique and fashionable, and not something you see every day.

Kaleidoscope offers an online catalog as well as a print catalog. They offer a sign up bonus of free shipping and 10% off of your first order. When ordering online you can expect to pay around £3.99 for your delivery on smaller items, while larger items like furniture tend to run about £25.
You can sign up for a personal online account with Kaleidoscope. With a great credit history you can get approved for credit with Kaleidoscope and you will be able to shop online and not have to worry about paying in full upon checkout. You must be at least 18 years of age to apply for a credit account.

Your Kaleidoscope Credit Line

Once you’re approved, you can feel free to shop the full catalog and get your things ordered for delivery. You just need to pay your small monthly payment to pay off your credit line with Kaleidoscope in order to maintain an account in good standing with the company. You do have several options on paying down your line of credit, which include paying by other credit cards, a debit card so the money can come right out of your personal checking account, you can call in a payment over the phone or send in a check by mail.

Annual Interest Rate on Credit Purchases

Kaleidoscope offers their credit at a rate of 29.9% per year. Purchases paid in full within the same month of purchase will not be subject to any interest fees. If you do not pay your full balance, there is a minimum payment of 5% every month until your balance is paid off. Any missed payments are subject to an administrative fee. Extremely delinquent accounts may be subject to your account being sent to collections.

Maintaining Your Kaleidoscope Account

It’s very easy to manage your credit account with Kaleidoscope. Kaleidoscope offers a paperless system where you can view your statements online every month once you receive an e-mail notifying you that your statement is ready for viewing and payment.

After a period of 9 months holding an account and remaining in good standing, you may qualify for the buy-now, pay later program. This allows you to take up to 12 months to pay the balance in full before you are charged any interest on your account. This would be a real benefit when making major purchases such as furniture or higher end items.

 

Fashion World

Fashion World is a home shopping company with a wide range of friendly and shape sure outfits for all occasions, styles, ages and sizes. It’s a sister company to J D Williams and Co the UK’s top direct home shopping company.

Fashion World 2012 Active Discount Codes & Voucher Codes

20% off first orders of fashion, footwear & lingerie. Use Discount Code WWYL9 

FashionWorld is promoted as being:

1) Purse friendly with its sales and value packs

2) Shape sure with its voluptuous, sculpting and fitting clothing lines

3) Trend aware with its changing styles and tones to fit popular and up-to-date trends

4) Size aware with its wide size ranges, from petite to tall and plus sizes.

Also featured on the website’s front page are the many deals and bargains on home and electricals, menswear new looks, width-fitting footwear and New Joe Browns.

With these new and shapely designs, effective and stylish slimming clothes are just a click away. The fashion world catalogue website and online catalogue makes ordering from home much easier with its step-by-step guide for new customers.

All in all, ordering is as easy as getting an account, choosing the items you want with selected options and sizes, clicking ‘Add to Bag’ and ‘Go to Checkout’, filling in all necessary details and placing the order. There are guides for any other complications and a more extensive process in the HELP and FAQ (Frequently Asked Questions) pages.

This catalogue company provides its customers with many choices and more convenient products and ways to purchase them. With their website online catalogue shopping is made better and easier for the stay-at-home shopper.

 

Viva La Diva

Viva La Diva . There is no question that Viva La Diva is one of the best retailers of high quality shoes on the Internet, primarily because its concept was formulated by women who love shoes to help other women who love shoes.

But before you go rushing off to this one-stop footwear website destination, you have to be aware of how to maximise the potential benefits you can derive from it not only in terms of the colours and options available, but for the style and budget as well.

Regardless whether you are in search of over the knee boots, La Diva suede cowboy boots or leather knee high boots, the website offers one of the widest selections in both colours and widths available to fit every foot.

Viva La Diva Discount Code & Promotional Codes

Get 10% off and free delivery for new customers, Use Discount Code CQHC5 At The Checkout.

To make your online shopping experience more enjoyable and productive, follow these steps:

1. Product search facility

The first step is to search for the product you want. Every website page incorporates a search facility at the top portion to allow online customers to use either a keyword or item number in the search criteria. For example, if you are looking for cushion walk sandals or similar type of women’s designer shoes, just type it in the search box.

In case you are using the item number, you have to keep in mind that it is seven digits long and is normally displayed on the website, advertisement or catalogue. The most common problem when searching the Diva Catwalk collection or any other collection is that the item numbers are usually entered wrong like in the case of substituting the letter O for the number 0.

For product keywords, use something that is descriptive of the product like wedge boots instead of simply ladies boots or women’s boots. If you are after a particular type like Snowdonia ladies boots, then use that keyword. The more definite your keyword, the more refined the search results will be. Never use general keywords like the hottest styles in high heels, the results would be confusing.

2. Quick order form

If you know the specific designer shoes you want to order including the shoe size and width measurement, then this Viva La Diva facility is the best option to use. Just like with the search facility, this option is available at the top of every website page and allows you to order up to nine items. This can fast track the entire process if you already know what pair of designer shoes you want to go with the designer handbags or designer bags in the collection.

You must include the size, colour and quantity of the products you want. Removing the tick from the box will cancel that specific product order. This facility is a great choice to immediately see the products you have ordered because they will be displayed to you after you have made your selection.

Before the process is finalised, you will be informed whether the products are in stock or not. In the same manner that several product recommendations will be displayed based on the preference of the Fashion Editor, which will complement your orders. This means that Suzy Smith bags or Mischa Barton bags may be recommended together with your VivaLaDiva shoes.

3. Browsing category ranges

It is important to browse through the category ranges and sub-categories in order to find the perfect footwear for you. Keep in mind that the search should not only focus on the style of the product, but also its size and width measurement. This will ensure that you have fit shoes with proper width fitting for a more comfortable wear.

There is wide availability of sizes for each category, which means that there are more widths available for your feet. You can also use this facility to peruse the lowest best sellers in relation to their price.

4. Adding to your bag

After you have settled for the right fit, size, colour, and quantity, as well as matching designer bags for your designer shoes, you may receive the option of adding personalised message to the products you have chosen. Once you are satisfied with your selection of women’s designer shoes and accompanying designer handbags, you need to click the Add to Bag button. This provides a number of information like stock availability and extended warranty options.

You have to keep in mind that for example you ordered an Isabella Cole product and it is currently out of stock, the delivery time may take a bit longer than normal. Once you are finished with the options, you need to click on the Go to Checkout option to formalise the placing of your order. Amending your order requires that you go back to the Shopping Bag page.

5. Delivery options

During the checkout process of the Viva La Diva website, you have the option of specifying where to send your Diva Catwalk collection order or any other type of designer shoes for that matter. It is important to realise that the billing address you submit must always be verified.

6. Payment options

The Viva La Diva website provides the customer with a number of ways on how to pay for designer shoes and designer bags purchases. The most common would be via debit card or credit card.

The information you provide will be saved for future purchases to simplify other transactions. The Viva La Diva website also provides an Add New Card button in case you want to use a new card for your subsequent women’s designer shoes purchases.

Following these steps will help you find the perfect women’s designer shoes and a complementing designer bag or designer handbags from Viva La Diva without much hassle.

 

JD Williams

JD Williams is a clothing for plus-size women shopping catalogue, and is available in both online and print versions. They also offer men’s clothing, footwear, electricals, and home and garden merchandise. The items are shipped by JD Williams straight to your home, most generally within 3 to 5 business days from the day that you place your order. Specialty or larger items may take a little longer to arrive, and delicate or large items may have an additional charge for delivery. There is also a next day option for delivery, which will cost an extra 3.99 pounds for that particular option.

Personal Accounts for JD Williams
If clothing or accessories are what you are looking to purchase online with a credit account, personal credit accounts are offered by JD Williams, even if the customer has credit that is less than perfect. The cost of the merchandise that you have purchased are then spread out over a longer time period.

The process is very simple, for an online credit application, and if you are approved, a credit limit of 100 pounds will be given to you. You must be a resident of the UK and at least 18 years of age in order to be approved for a credit account. You are required to pay a minimum amount each month when you have a personal credit account with JD Williams.

Every 28 days, the company will send to you with the details of what you have ordered, along with the outstanding balance of your account. One twelfth of your balance is the amount of the minimum monthly payment that is due, and the payment amount must be at least 5 pounds. After you have established a payment history that is consistent, the amount of the monthly payment can be reduced.

Terms and Interest Rates
An interest rate of 34.1% variable per annum is the rate of interest, which translates to 39.9% APR variable. After 21 days written notice, the company may vary the rate of interest. An administrative fee will be charged if you miss a payment or pay less than the minimum amount that is due, which currently is 12 pounds. If further payments are missed, JD Williams may have a collection agency who will act on JD Williams’s behalf charging you for carrying charges too. A county County Court Judgment, or a CCJ may be sought against you if you fail to pay back the money.

Even though the penalties for missing payments are high, there are also certain benefits to having an account with JD Williams. The opportunity to buy now and pay later, is an opportunity to have your merchandise without paying in full, and then paying out on a gradual basis, which is more convenient.

How To Make Payments On A JD Williams Personal Account
A credit or a debit card may be used to make payments on a monthly basis to your JD Williams personal account. Payments may also be made by post or by phone. Payments can be made through your bank using online or phone means, or you can set up a direct debit which automatically removes a set amount from your bank account for the amount of each monthly payment. Payments can also be made at a Payzone store, or by paying at your bank or post office.

Very

An introduction to very.co.uk is best started by referring to them as an online home shopping catalog shop that was part of the Littlewoods Shop Direct group. Littlewoods is the largest home shopping catalogs group in the UK.

At Very, you will get a wide range of collections from your favorite designers as well as popular high street brands, both for the male as well as female customers. Trending inspiration for your home decorations and cute looking clothes from Ladybirds that make for the perfect fit for the little ones are also available with us at our online shopping store. We are also offering a free next day delivery service through our Collect+ scheme that lets you choose one from as many as four thousand pickup points from anywhere around the country.

Best buys: At Very, we always ensure that customers can get best value for their money on products listed in the “Offers” section of the website on our online department stores. Electricals, homewares, footwear, fashion accessories- name your choice and you will always get the very best bargains with us.

Delivery services: At a nominal rate of only four pounds, we at Very online store ensure a safe and secure next day delivery of your online purchase. Customers who wish to avail our next day delivery services should ensure ordering their purchase on our website before 6pm so that all necessary formalities for processing may be completed. We also offer customized delivery time services wherein customers can choose to have the product delivered at their doorstep at a time of their choice by paying a nominal delivery charge of five pounds. You can also subscribe for our Collect+ service and get assured next day delivery. We have over four thousand pick-up points around the country and you can check our website for the one that is closest to you.

Easy returns: Your peace of mind is something of great value to us. Shop with total confidence with us at Very and, for most of the products, we will refund or replace it if you consider the same to be of no great use. Please note, we take back only the products that have not been used and if they are returned in their original packaging. Also you have to place the return request with us within 28 days of delivery of the goods. If you find a delivered product to be faulty, you can contact our customer care department and they will make arrangements for a suitable replacement or repairs.

Very also offers you the convenience of shopping for exclusive designer clothes based on celebrity fashion styles such as Kimberley Walsh and Fearne Cotton. Shop with us at very.co.uk and make the most our unique shopping benefits.